New Delhi. Under Pradhan Mantri Jan Dhan Yojana, the account of the poor people of the country is opened on zero balance in banks, post offices and nationalized banks. Under Pradhan Mantri Jan Dhan Yojana (PMJDY), customers are given many facilities in accounts opened. If you do not have a balance in your account, even then you can withdraw 5 thousand rupees. Let us tell you today what are the attractive features available with this account, and how is this account opened. It is also worth noting that only those people whose account will be linked to Aadhaar will get the benefit of the facilities available with this account. 👉This is how you get the facility to withdraw 5 thousand rupees On Prime Minister Jan Dhan account, customers get an overdraft facility of Rs 5000. To take advantage of the facility of overdraft, it is necessary to have an Aadhaar card. Apart from this, PMJDY account should also be linked to Aadhar card. The purpose of PM Modi under this scheme was to open a bank account for every family. Under the Jan Dhan Yojana, you can also open an account of a child below 10 years. Overdraft facility is the facility under which the account holder can withdraw money from the account even when there is no money in his account. That means the balance of the account holder account is zero. If any Pradhan Mantri Jan Dhan account is not linked with Aadhaar card, then the benefit of overdraft facility will not be available on that account. 👉 Condition of taking overdraft facility To take advantage of this facility, the account holder has to keep sufficient money in the account for the first 6 months and during this time they should also keep transacting with this account from time to time. RuPay debit cards are issued to such account holders, which can be easily used for transactions. 👉 These documents are necessary to open an account Aadhaar card or passport or driving license or PAN card, Voter card, NREGA job card, letter issued by authorization, with name, address and Aadhaar number, a letter issued by a gazetted officer bearing an attested photo of account opening. 👉 This will have to be done to open a new account If you want to open your new Jan Dhan account then you can easily do this work by going to the nearest bank. For this, you have to fill a form in the bank. In it, name, mobile number, bank branch name, applicant's address, nominee, business / employment and annual income and number of dependents, SSA code or ward number, village code or town code, etc. have to be given. Source: News 18, 14 Oct 2020, If you feel this information is useful to you, like 👍 and share it with your friends.