ಕ್ಷಮಿಸಿ, ನೀವು ಆಯ್ಕೆ ಮಾಡಿದ ಭಾಷೆಯಲ್ಲಿ ಈ ಲೇಖನ ಲಭ್ಯವಿಲ್ಲ.
Krishi VaartaKrishi Jaagran
Even without crop insurance scheme, farmers get relief from banks, just they have to do this
Many times the farmers face a lot of damages to their crops due to natural disasters. Due to this, farmers have to bear a lot of economic loss. However, to help the farmers in this situation, the PM crop insurance scheme has been implemented by the central government. Under this, farmers are compensated for crop losses. But do the farmers know that even if they are not connected with the PM Crop Insurance Scheme, they can get big help from the banks on the loss of crops. According to media reports, the information has been given by the Reserve Bank of India and according to the central bank, if more than 33 percent of the crop of the farmer is damaged, then farmer needs to provide this information to the bank from which he has taken loan and on validation of the information farmer can avail the relaxation on loan amount. Let us give you complete information related to this. What to do if the crop is damaged If 33 percent or more crop of a farmer is damaged and if that area has been declared as an affected area by natural disaster. In such a situation, farmers will have to inform their bank about crop loss. He needs to inform the bank about his inability to repay the full amount of loan. Point to be noted that the natural disasters include earthquakes, avalanches, landslides, droughts, storms, floods, arson, cloudburst, crop insects and pest and cold waves. What would be the relief If the farmer has lost 33 to 50 percent of the crop, then he gets an additional time of 2 years to repay the loan. In this situation, the farmer's short term loan will be converted into a term loan by the bank. Under this, no instalment has to be paid for the first year out of 2 years. If the crop loss is more than 50 percent, then the farmer can get relief to repay the loan in 5 years. There will also be a one year moratorium on this as well. Relief request has to be reported to the bank According to the Reserve Bank of India, such relief will be given to the farmers only when the farmer gives full information of crop loss to the bank. If the farmer does not do so, he will be deprived of this benefit. According to RBI, the first responsibility of the farmer is to inform the bank regarding crop loss. Only then the bank will be able to help the farmer. Source: - Krushi Jagaran, 8 May 2020 If you find this information is useful to you, like it and share it with your farmer friends.
458
0
ಕುರಿತು ಪೋಸ್ಟ್