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Kisan Credit Card: Know Who will Get KCC Benefits as per New Rules!
The government has changed the rules of Kisan Credit Card (KCC) Yojana from the beginning till now. Today we will talk about the new changes and rules of Kisan Credit Card yojana in this article! Along with this, we will also tell you who will get the benefit of Kisan Credit Cards under these new rules. This scheme is getting much appreciation among the farmers across the country. That's the reason why the government is putting more emphasis on its expansion!
Why has the Govt has Started Kisan Credit Card?
The Kisan Credit Card scheme was started by the Central Government in the year 1998 to provide loans at low interest rate to farmers. Many times, farmers get caught in the clutches of money lenders. Farmers take loans from these money lenders for farming at a high interest rate. If not being able to return the money on time, these money lenders even take possession of the land of farmers. That's why farmers have to face a lot of problems. That's why the Central Government has now started this Kisan Credit Card Scheme to provide loans to farmers at a low interest rate.
Get Loans up to Rs. 3 lakh through KCC
Those farmers who have made their Kisan Credit Card under this Kisan Credit Card Scheme can avail a loan of up to three lakh rupees. Farmers can use this loan amount to buy agricultural machinery, seeds, fertilizers and pesticides! Also farmers can use this credit card to buy tractors as well!
Concessional Loan of Rs 2 Lakh Crore to 2.5 Crore Farmers
Finance Minister Nirmala Sitharaman on Monday announced that banks have sanctioned Rs 89,810 crore to about 1.1 crore Kisan Credit Card (KCC) holders to help farmers meet finances for kharif sowing and allied activities.
Documents required for Kisan Credit Card
Farmer's Aadhaar Card
Ground measles number
Passport size photo of the farmer
Photocopy of bank passbook
How to Get KCC offline?
You can contact your nearest bank after taking the following documents. Also, attach the following documents with the application form in the bank and submit it to the concerned officer.
Who will get a Kisan Credit Card?
Under this PM Kisan Credit Card Yojana, only farmers can make their Kisan Credit Card.This Kisan Credit Card Scheme will be made by banks only.
If you also want to get your Kisan Credit Card, get in touch with your nearest bank as soon as possible. After filling the application form for KCC from the same bank, fill all the relevant information and submit it to the concerned officer in the same bank.
Source: krishi jagran, 17 August 2020,
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