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Animal Credit Card Scheme: Here you get loan without guarantee and without interest!
New Delhi: To provide relief to the farmers, the government has introduced Kisan Credit Card (KCC). Through the Kisan Credit Card Scheme, loans are provided for farmers for agricultural related things. Through these cards, loans will be given at low interest. The government is continuously working to double the income of farmers by 2022. Kisan Credit Card has been linked with PM Kisan Samman Nidhi Scheme. To strengthen the farmers and reduce the debt burden on them, the government is taking several important steps. Loan will be given without guarantee. This loan is being given to promote animal husbandry. Under this scheme, loans are given to farmers for fisheries, poultry, sheep and goat rearing. Special features of the Pashu Credit Card Scheme While taking a loan of up to Rs 1.60 lakh under the Pashu Credit Scheme, the farmer or herders have to give an affidavit to the Deputy Director of Animal Husbandry and Dairy Department. Before this, the farmer will also have to get his animal insured. For this only 100 rupees have to be paid. The state government gives a loan of Rs 40783 to a farmer on a cow. This loan will be given to farmers through credit cards in 6 equal installments every month. Similarly, a buffalo farmer will be given a loan of up to Rs 60,249. This money will have to be returned to the farmer within 1 year with an interest of 4% per annum. At this time, 100 percent interest subvention will be given to the farmers who repay the loan. On the other hand, if a farmer takes a loan of more than 1.60 lakh rupees from an Pashu kisan credit card, then he will get a loan at the normal interest rate. For this, he will also have to mortgage an item. If the farmer pays the loan amount within one year, he will get the benefit of interest rebate. Go to your bank to apply for a Pashu credit card. An application has to be submitted in the bank. Along with the application, some important documents including identity card, Aadhaar card and passport size photo will have to be submitted. After verification of the application form, your pashu credit card will be generated within 1 month. Applicants should have an Aadhaar Card, Pan Card, Voter ID Card and Bank Account. Mobile number and passport size photo is also required for registration in this scheme. The farmer should have a bank account and Aadhaar number and mobile number should be linked to this bank account.
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